10 Tips to Get Out of Credit Card Debt!

If you are like you me and most people you have probably had or have credit card debt. Being in debt can be an overwhelming experience and will definitely keep you up late at night if you are thinking about it too much. Below I have listed many tips to try and help you get out of credit card debt, and try to enjoy life even more. So grab a cup of coffee or a cold drink and sit down and take a read through of these tips because you might just learn something.

1. First off, only use your card for emergencies and not for all small purchases, use cash or your debit card if possible.
2. Pay off your credit card each month and try to pay more than the balance to progress faster.
3. Get a Credit Card with low interest rates, not just a starting low rate that will increase dramatically soon after.
4. Go ahead and move all your credit cards with balances on high interest rates to a card with low interest rates.
5. Make a plan that shows you what you need to do each day, week, and month to get you credit card debt down
6. Try Renegotiating your debt, consolidating debt, and debt settlement.
7. Save cash on the side if you can and start investing your extra money that could be stocks, a business, or hire a financial advisor to help you.
8. Use your assets, like your home, to help you get control of your debt
9. Start a small business or get a second job to earn extra cash, but put it on paper first to plan to see if it is realistic and profitable.
10. Finally, if you find yourself in an extremely serious debt situation, you can fill for bankruptcy.

So now you have 10 tips you can use to help you to get out of credit card debt, remember inch-by-inch is a synch; yard-by-yard is very hard. So take a deep breath and make a solid plan, and be patent knowing you are making progress and taking action, just this alone will separate you from millions of people who ignore their credit problems and debt.

So stay focused on the solution, and use the tips to help. Only use you credit card for emergencies, pay off more than the minimum balance, get a card with a low interest, renegotiate you debt, save cash to invest, use you assets to help, start a small business or a second job, and if need be fill for bankruptcy. Good luck and you can do whatever you put your mind too.

http://www.articlesbase.com/non-fiction-articles/10-tips-to-get-out-of-credit-card-debt-201564.html

Make Money Doing Simple Offers Also 100% Free To Start, Treasure Trooper Review, Is It A Scam?

Ever wondered if there was a site that pays you to sign up and do offers? Well now there is one and its called Treasure Trooper, which is a site that literally pays you to sign up for offers and take very simple surveys. Does this site pay? Yes this site does pay and its 100% Free to start making some cash with it.

Wanna try it now? Click Here!

To prove it, there are forums with photos of happy users and their cheques that they received in the mail(These are updated daily with users who have received new cheques). I have also received my cheque for a decent $30, that's pretty good considering I just started and I also live in Canada. Basically how i started was just doing simple sign ups with a new hotmail account that I could afford to have spammed with junk. These sign ups ranged from 2 minutes to 15 or even 20 minutes but the longer ones also tended to pay much more.

Want to see the proof? Click Here and you can see the latest cheques of happy Treasure Troopers!

To top it off with whipped cream and cherry, every time you complete an offer you get a chance to win a pearl in a game where there are 3 clam shells and you have to pick the one with a pearl. The pearls can be traded in at Mabutu's trading hut which can get you some nice rewards. One reward i particularly liked was the "Pearl Friendship Bracelet" which made two unrefered users go under you, therefore allowing you to earn referral bonuses from them. That was a pretty nice deal for me and made me some more extra cash.

To sum it up, this is definitely a great way to earn some extra pocket money and can be fun at the same time.

5 Ways to Make 8 Million Dollars in China in the Next 90 days

by Raven-Dance
Chongqing is the ultimate gold mine for Entrepreneurs

My Papa kept singing "Try Chang King for your beautiful body..." over and over -- said it was an old TV jingle he liked, while we were walking the streets of Chongqing today. Chongqing is like a hyped up Long Island in New York - millions of people- huge brand-new skyscrapers and set to jump up to 100 million people in the next 10 years! It's the only big city for everyone in the western and central part of China to dream of reaching for their one big travel trip or their escape destination for a better life.

It's a goldmine for the entrepreneur. With the new "3 Gorges Dam" finishing up in 2009, freighters and cruise ships will finally be able to come an extra 1,500 miles into the heart of China - "Chongqing"- for the first time ever, and boy is this area going to explode! As of today there isn't even a Chongqing.com site! Can you believe it, with over 30 million people living there and not one person has a site up yet. It'll get over a million hits a day, just from the Chinese alone! They love to travel within their own country and not one person has set up a Chongqing.com site yet, in any language! So go for it (and spend 200 bucks to get it translated into Chinese) and make a million this year in ad clicks alone. Smile!

If you're not into setting up travel sites, then how about... "Kids indoor play lands"? There isn't one indoor play land in all of Chongqing! Actually I think there are only about 15 indoor play lands in all of China! And those are little McDonald's play lands on the east coast, I mean really little ones with just some padded mats and small plastic slides. The Chinese love their children to the point of Obesity and they need some serious indoor play lands. The first one to set them up will be playfully rich and you'll make allot of people (like a billion Chinese) very happy- everyday. You can even copy places like "Chuckee Cheese's" in America, wow -- would that be the biggest smash in Chinese family entertainment history! Call it "Pappy's Spring roll's" or something springy for the kids!

If you're not into play lands then how about English movie schools! People were lining up to practice their English with us on the street and to take pictures with us - not many of us foreigners in this part of the world. Want to be a movie star? Want to set up "Hollywood English" where students memorize scripts and film each other? Go to Chongqing!

If your into big projects... they need bridges and small single apartments like you wouldn't believe, hundreds of thousands are moving in each day! This might become the biggest city in the world in the next 10 years! And you heard it from me first! Maybe that jingle my Papa likes, will have a comeback! I'm sure the Chinese would love to learn it in English!

Whatever you do, this city needs some serious western thinking in entertainment, they have the money and the people and a heck of allot of Chinese restaurants and some rinky dink shopping malls, but that's about it for entertainment - fly over and take a look at the biggest city -- Secret in the world! Or go to "Google Earth.com" and take a peek, at this ultra modern Chinese Long Island. As of today you have zero competition and an unlimited market... if you're a capitalist this is the city for you!

You can introduce any first world entertainment or convenience ... such as Automatic trashcan lifting trucks into the city, and you would be a huge overnight success! You would have to introduce garbage cans first, but that would be another huge financial success for you while you truly help the people living there. They want your help and anyone who has lived in a first world country can easily give it to them, they will gladly pay you for it. As is, you had better buy a kite when you arrive because that's the only fun you'll have in this beautiful growing city.

If you have no interest in entrepreneurial stuff at least tell your broker to put a sizable percentage into Chinese Commodities (they have no limit to the needs of basic commodities) and join my family at the Olympics in Beijing this next summer, I guarantee you it'll be an exciting time!

I'll be at all the diving event, if you ever want to stop over and say "Hi"!! Look for my family, we'll all be dressed in white - can't miss us! And if you made more money than Midas in Chongqing this year because of my heads-up you can buy me an Olympic souvenir! Like a diving teddy bear!


http://www.goarticles.com/cgi-bin/showa.cgi?C=581853

How much have you invested in an Internet Business? Have you made a profit?

by Michele Ferris
At some point in time, you must have been introduced to the world of online business. And since then you have seen so many opportunities that were suppose to make you $200 per day right? Don't be shy; you can admit that you did waste a bit of money trying out some of these businesses. I know I have. With so many opportunities bombarding you, how do you know which ones are legit, and which ones actually work? I have come across so many different opportunities. But one thing you should be aware of is that they may not all work, but if none of them worked, then the industry would be dead. So if you're serious about starting an online business, there are a few things you should keep in mind:

1. Zero times anything gives you zero. Simply put, if you intend to make anything, you have to invest something. Don't expect to find free or cheap ventures and make millions from them. You cannot start a store without merchandise to sell right? It's the same thing with online businesses.

2. Make sure you fully understand any business that you decide to try. Their sales pitch may tell you one thing and then when you sign up, it's a different story.

3. Don't be fooled that you don't have to put any time and effort into making money online. That's just not true. There are times when you'd have to dedicate several hours a day especially to set things up.

4. If possible, explore multiple streams of income. Don't just stick to one source.

Now, you may be wondering, "How the hell am I suppose to know these things"? And you're right. In the real world, when you started your job, you got a job description and you had some kind of training right? So why should it be different with working online? You took a computer class to get the skills you have right? So why not take a course in making money online? I have to tell you, I've come across the best system that I've seen on the internet in the few years that I've been exploring online business. When I started, I didn't know what an affiliate was. I signed up for an affiliate program, but what next? Then I signed up for a data entry program where they set up a website for me but I don't know how to edit a website and I couldn't afford to hire a webmaster. You can check it out now http://www.prodigysupplies.com. Its still sitting there because I had no idea what to do with it.

So when I came across this program called Forex Enterprises, again, I was skeptical, but something about the pitch made me try it. I paid $47.00 to sign up for the data entry program and $49.95 to sign up for Forex. Let me tell you, Forex is worth at least $200.00. You're not only given an online course, but they set you up as an affiliate in about seven different programs, and set up a website for you that you can manage and edit (without knowing any fancy code).

The online course teaches you every lucrative way there is to make money online. They even start out by teaching you the right mindset to have. From paid surveys to selling on eBay, this course covers it all! They teach you how to write ads, recommend legit and reliable companies, and tell you what not to do. Why would they do this? Simple: if you make money, they make money, so they make it easy for you to make money. And the best part of this is that there's a 30 day money back guarantee. I know this is no bluff because on my website, I can see that my earnings don't get finalized until after the 30 day period. Now, remember that dead end website I told you about? Well, check out the website that I got when I signed up for this program - http://www.amsessentials.com and my blog - http://www.amsessentials.com/blog. I'd say its worth checking out. Try it today!

Google Adsense - Ads That Make You Money!

by: Lewis Low
Imagine... being paid checks by the largest and most popular search engine, simply for displaying a few ads on your website for FREE?

Well, this is exactly what the Google Adsense program is all about! And when you think about it, it's a revolutionary way of earning yourself a useful online side income. But let's back up a bit...

In the past, many webmasters displayed ads from various companies, via pop-ups, banners, pop-ins and pop-unders. However, visitors to these sites soon got tired of these advertising methods - I mean, who'd like to go to a website where they'd have to close pop-up windows every other minute? This resulted in a dramatic loss of traffic, and in turn made many webmasters to lose profits.

That's when Google announced a novel program – Google Adsense. Instead of having to use banners and pop-ups to advertise companies and gain a commission, website publishers could now earn a decent profit by displaying unobtrusive text ads on the content pages of their website. Since the ads displayed were often directly related to what your visitors are looking for on your site, you had a way to both monetize and subtly enhance your web content.

One of the main reasons for its popularity, is the fact that the Google Adsense program is incredibly accurate. By stepping beyond the boundaries of simple keyword matching, it has quickly become one of the most prominent tools to display accurate advertisements. A list of keywords is still used as the basis of triggering ads, but complex algorithms now ensure that non-relevant ads no longer show up on your site.

Google Adsense also gives you the option to be selective about the type of ads you wish to display. This helps you direct your visitors towards certain type of products and avoid non-relevant or competitor ads. To make it possible for everyone to integrate Adsense into their sites, the program offers a wide variety of settings that allow you to alter the ads' size and appearance.

Google offers their Adsense program to just about all website owners. After signing up for the program, you'll receive an HTML/ XML code to paste on all of your web pages. Then, Google will dynamically generate ads that are relevant to your web content. Whenever a visitor clicks on one of the Adsense ads on your site, Google credits your account with a percentage of money that was paid by the advertiser for that ad.

To sign up for this terrific program, hop over to http://www.google.com/adsense It's super easy to set up - just a few clicks of your mouse and you're ready to go! Once you start displaying targeted Google Adsense ads on your website, you can expect to generate a sizable income depending on the traffic flow to your site and how many visitors actually click on the ads.

OnlineBizPromo.com

3 Tops Reasons Why You Must Have Your Own Affiliate Marketing Website

by: Mal Keenan
Budding entrepreneurs entering the affiliate marketing business invariably struggle with many questions on the setup, methods and strategies of their new business.

In dealing with prospects on a daily basis the same question arises time and time again:

Should I get your own website? Do I need one? Will it make a difference to my affiliate sales?

If you have ever joined any affiliate programs at all then you will know that every affiliate program provides you with your own version of the merchants sales page - coded with your affiliate link, in order to track sales.

Technically it is possible to make money promoting this turnkey site that the merchant has provided. In my professional opinion and from my own experience though, this is NOT the way to go if you are serious about making your affiliate business a full-time enterprise.

Let me explain why - giving the most important points against using the affiliate website:

1. By far the most important factor is that the affiliate program can go out of business at anytime leaving any promotions that you have done for your affiliate site useless. If you have links on the www pointing to an affiliate page and the company is no longer in existence then those links will fail to work.

If you have your own website then YOU are in control. You can simply point the link on your end to a new company and thus give you a chance of building a new income stream.

2. It is undoubtedly of massive importance that you build your reputation online. If you only promote another persons website, even though it will bring you commissions, it will usually have the name of the product owner on this site. So, in this case, you are building the merchants' reputation and web presence instead of your own. Branding your name and business online will lead to further success so it's better to get YOUR name out there right from the very start.

3. Point 3 is, that with an affiliate page you don't have the ability to make changes to your webpage. Again, this is a business, so you MUST add your own uniqueness and some personality to the aspect of this business that you are presenting to the public. You CANNOT do this with the affiliate site that the merchant provides - ONLY with your own website and domain name.

So by now you may be asking for the solution. The only answer is to get a website and build YOUR own web presence and brand rather than someone elses. This way you can promote any affiliate programs you like from your new site AND you can change the links, content etc. as often as you require.

This is how I personally do it. If you visit my own sites you will see that I have added loads of my own content BUT each of the links from within that site point to affiliate product from which I will get a commission for evey sale that is made.

Do you see how this works? Do you see how it is a much better strategy than promoting an affiliate page that will NEVER belong to me?

Now, at this stage you may be terrified as to how you where you would even start to acquire your own business domain name and website.

The process is actually quite simple, once you actually begin to push through the fear and take action.

If you don't see the importance of having your own website now then believe me, it WILL become clear as you get a better understanding of online business.

For a few dollars per year for a domain name and hosting you are much better to have an affiliate website than be without one.

malkeenan.com